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As a car insurance broker with up to 9 auto insurance providers* to choose from, our brokers research competitive coverage options to make sure you get the best rates we can find for your specific needs.

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Auto Discounts

Note: Discount options eligibility criteria, and availability vary by province and insurer.

Student away from home discount

Sent a little scholar off to college or university? Students may qualify for a discount.

Graduated licensing discount

Drivers in their first year with a G or G2 license could qualify for a discount rate.

Driver’s Training Discount

If you went to driver’s ed, your professional training could get you a discount.

Good student discount

Good grades can get good insurance rates. If you’ve got a driver under 25 with an 80% average in school, find out if they qualify for a discount.

Multi-vehicle discount

If you own multiple vehicles or there are more cars than people at your house, you could qualify for a discount.

Private parking discount

Save on insurance if you’ve got a private parking spot at home, at a garage or at a carport.

Retiree discount

Retired? Get your discount, you earned it.

Winter tire discount

Tis the season for winter tires. Put on yours between November and April and save on insurance.

Autonomous Emergency Braking system discount

If your car does some of the work for you, like with automatic breaking and proximity monitoring, you could save on insurance.

Conviction free discount

Never been convicted for a driving infraction? You could qualify for a discount.

Farmers' discount

Calling all full-time farmers, your discount is here.

Green vehicle discount

Doing your part for the environment saves you more. If you’ve got a hybrid car or an electric motor, get the discount you deserve.

Anti-theft discount

If you went the extra mile to protect your car from theft with added alarms and more, rest easy knowing you’ll save on auto insurance.

What’s included with Basic Coverage?

Here are some simple definitions to help you better understand insurance coverage:

Liability
In case you cause an accident and someone sues you.
Accident Benefits
In case you or someone in your vehicle is hurt in an accident.
Direct compensation damage
(Ontario-only) - in case your vehicle is damaged and you're either not at fault or only partially at fault.
Uninsured motorist
In case you're in an accident with an uninsured or hit-and-run driver

Auto Optional Coverages

Note: Optional coverage options, eligibility criteria and availability vary by province and insurer.

Minor Ticket Protection

With this coverage, rest easy knowing a first minor charge won’t affect your insurance premiums.

Waiver of Depreciation

What happens if your new car gets stolen or is deemed a total loss? For cars under 5 years old, this coverage can get you the same car or a comparable model as your current ride.

Family Protection

Make sure you and your loved ones are covered with additional family protection. In the case of an accident with an uninsured or underinsured driver at fault, you or a member of your family will be covered.

Accident Forgiveness

Got into your first at-fault accident? Don’t sweat it. With Accident-Forgiveness on your insurance policy, your premiums will not increase as a result of the accident.

Liability for damage to non-owned cars

Make your next car rental worry-free. Get covered in case of liability, damage, and more when you have a short-term rental anywhere in Canada or the US.

Make a claim in 3 easy steps

1 877 251-8656

Call us at 1 877 251-8656. Our insurance brokers are available 24 hours a day. They'll talk through your incident and help you determine if you should submit a claim.

Have your details ready

Before your PC^® Insurance Claims Advisor puts you in touch with your insurance company, we will ask you for some basic information, like:

Your name
Your phone number
Your home address and postal code
Date of the loss/damage/accident; and police report number (if applicable)

Servicing your claim

From start to finish, your insurer's claims professional will provide you with information about:

Your coverage
Details on damage
Vendor recommendations
Vehicle repair status
Rental details
Liability
Deductible status
Claim payments

1 877 251-8656

Call us at 1 877 251-8656. Our insurance brokers are available 24 hours a day. They'll talk through your incident and help you determine if you should submit a claim.

1 877 251-8656

Call us at 1 877 251-8656. Our insurance brokers are available 24 hours a day. They'll talk through your incident and help you determine if you should submit a claim.

Ready for a quote?

Auto insurance

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*Number of insurers varies by type of insurance and by province.

**Minimum redemption is 10,000 PC Optimum (worth $10 in free rewards) and in increments of 10,000 PC Optimum points thereafter, at participating stores where President's Choice products are sold. Some redemption restrictions apply; visit pcoptimum.ca for details and full store list.

1 Availability, coverage details and conditions vary by provider.

Discount coverage options vary by province and are subject to criteria set by insurer.

PC^® home and auto insurance are arranged for by PC^® Financial Insurance Broker Inc. and are underwritten by a number of selected Canadian insurers. PC home and auto insurance products are available only in Alberta, Ontario, Newfoundland, New Brunswick, Nova Scotia, and Prince Edward Island. ^®/™ Trademarks used under licence.

Driven to find you a great rate

As a car insurance broker with up to 9 auto insurance providers* to choose from, our brokers research competitive coverage options to make sure you get the best rates we can find for your specific needs.

Our trusted partners

Auto Discounts

What’s included with Basic Coverage?

Auto Optional Coverages

24/7 Claims Service

Earn Rewards

Bundle up and save

Make a claim in 3 easy steps

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