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If you own a home; it’s a significant financial asset that likely makes up a huge portion of your net worth. Whether you live in the suburbs, in a small town, or in the heart of downtown, there’s no denying that you need a home insurance policy with the coverage that you need.

That’s where we come in. Our team sources quotes from up to 9 insurance providers* for the best rates and coverage we can get to suit your needs.

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24/7 Claims Service

We’re always happy to help you with any claim. If you're not 100% satisfied with the service from your insurer during a covered claim we'll send you a President's Choice® gift card. Some conditions and limitations apply. Click here for details.

Earn Rewards

Earn 2X the regular PC Optimum points when you pay your PC auto insurance premium with your PC Financial Mastercard® redeemable towards free groceries, beauty, and more**.

Bundle up and save

Bundle your home & auto insurance to save up to 20% off both premiums.

Make a claim in 3 easy steps

Step 1: Contact us at

Call us at 1 877 251-8656. Our insurance brokers are available 24 hours a day. They'll talk through your incident and help you determine if you should submit a claim.

What’s included with a Basic Home Coverage?

Here are some simple definitions to help you better understand insurance coverage

  • Home

    Covers your home, including its roof, foundation, flooring, windows, doors, and more.
    While the perils covered depend on the type of coverage you choose, home insurance typically covers theft, fire, vandalism, some water damage, lightning, wind, vehicle impact, explosions, falling objects, and smoke.

  • Personal property

    Most home insurance policies, will cover your personal belongings, such as appliances, clothing, furniture and electronics. However, there are limits on the amount and the type of items that are covered. For example, computers, jewelry, cash, bicycles, fine art, musical instruments, and coin, stamp or card collections may require additional coverage.

  • Personal Liability

    Personal liability coverage may sound complicated but it really isn’t. Think of your kids playing ball on the street and they somehow manage to throw the ball right through your neighbour’s window. Well, personal liability covers you for exactly that.

    Personal liability coverage can pay for damages to injured persons or damaged property. There is usually a limit to your liability coverage. Check your policy for your limit.

  • Living expenses

    If your home is not liveable due to a disaster such as fire, most policies pay for your alternative living expenses such as a hotel.

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