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PC Insurance

Get coverage for the things you love
with home insurance.

Your home, and the things inside it, is one of your biggest assets. We’re here to help you find coverage for it.

Get a quote
PC Optimum members can save up to 35%

How we offer competitive rates

As a broker, we search across a range of trusted insurance providers, to find the coverage that best fits your needs and budget.

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Buy your home insurance in 3 easy steps.

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Answer questions about your occupancy type, property, and personal info to get an accurate online quote.

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Customize your coverage if needed.

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Confirm your details and proceed to pay online to finalize online purchase.

Save on coverage,
and earn PC Optimum™ points.

Get wall-to-wall coverage

Get customized coverage for your home and your stuff.
Have questions? Our licensed insurance advisors are here to help.

Basic coverage

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    Coverage of your home may cover perils like theft, vandalism, wind, lightning, fire, smoke, some water damage, falling objects, explosions and vehicle impact.

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    Personal Property

    Most policies cover your personal belongings, like clothing, electronics, appliances and furniture. There are limits on the amount and the types of items that are covered. For example, cash, computers, jewellery, musical instruments, fine art, coin, stamp or card collections and bicycles may require additional coverage.

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    Personal Liability

    This type of coverage can cover damage that you or someone covered by your insurance policy are responsible for causing to someone else, including injuries or damage to property.

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    Living Expenses

    Should something happen to your home due to an insured peril and it becomes unlivable, then your living expenses, like hotel accommodations, can be covered until it’s repaired.

Optional coverage

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Explore home insurance discounts.

Check out the savings you may qualify for.

Discount options eligibility criteria and availability vary by province and insurer.


View all frequently asked home insurance questions

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