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PC Insurance

Get great value for your auto insurance in Alberta. 

Commuting in Edmonton or driving to Banff on your vacation? We’ll help you find coverage that suits your needs and budget. PC Optimum™ members can save up to 35%† when they bundle their home and auto insurance and combine with other available discounts.

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PC covers your auto insurance  needs in Alberta

How we offer competitive rates

As a broker, we search across a range of trusted insurance providers, to find the coverage that best fits your needs and budget.

Save on coverage, and earn
PC Optimum™ points.

PC Optimum members save up to 35%

PC Optimum™ members save up to 35%† when they bundle their home and auto insurance and combine with other available discounts.

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Earn up to 2x the regular PC Optimum points

Earn 2x the regular PC Optimum™ points* for every dollar spent when you pay your premium with your PC® Mastercard®.

Buy your auto insurance in 3 easy steps.

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Answer questions about your vehicle details, licence, and driving history to get an accurate online quote

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Customize your coverage if needed.

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Provide your license number, vehicle ID number, and banking details to finalize online purchase.

Factors that affect auto insurance costs in Alberta.

Car insurance premiums are determined by many factors. Here are some to keep in mind when getting an insurance quote.

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Driver’s age

Young drivers may pay higher premiums because they have less experience and, tend to fall into a high-risk age category.

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Vehicle type

Your vehicle’s make, model and year impact how much you pay for insurance. Other factors include the cost to replace parts and how likely it is your car will be stolen.

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Driving behaviour

What you use your vehicle for and how often you’re behind the wheel can be a contributing factor in setting car insurance premiums.

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Driving history

How much experience you have on the road and your driving record help determine what you'll pay for insurance. Drivers with clean records typically enjoy lower premiums.

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Get auto insurance in Alberta

Insure your car with coverage that fits your lifestyle.

Mandatory coverage

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    Accident Benefits

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    Direct Compensation Property Damage

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    Uninsured Automobile

Optional coverage

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    Collision or Upset

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    Minor Ticket Protection

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    Waiver of Depreciation

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    Family Protection

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    Accident Forgiveness

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    Liability for Damage to Non-owned Cars

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Adding a driver with a Class 7 Learner's or Class 5-GDL licence

Getting a driver’s licence is an exciting milestone. Adding a new driver to your insurance policy is simple.


View all frequently asked auto insurance questions

Where we are.

Servicing 6 provinces.

Alberta, Ontario, New Brunswick, PEI, Nova Scotia and Newfoundland & Labrador

Find your location

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