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Save up to 35% on off your premium with PC® Insurance*

Affinity Program - Red Car House bundle

PC® Insurance provides various options for you to save on your premium. As a PC Optimum™ member, you can access exclusive pricing on home and auto insurance, allowing you to save up to 35% when combined with other available discounts.

Three ways to save on your policy with PC® insurance

You can save up to 35% by combining all these saving opportunities.*

  1. 1

    Bundle your car and home insurance

    Save up to 20% by bundling your auto and home insurance with the same provider. You also enjoy the convenience of having one bill payment, and a single renewal date. It's value, simplified.

  2. 2

    Qualify for PC® Insurance discounts

    You have the option to explore various discounts you may qualify for. From claims and conviction-free to retiree discounts, you can save up to 10% off already low prices.

  3. 3

    Become a PC Optimum™ member

    All PC Optimum™ members automatically qualify for exclusive pricing on PC® home and auto Insurance and can save 5% off the base premium.

Save with PC Insurance. Get an online quote in minutes.

Double your points

Get 2x the regular PC Optimum™ points** when you pay your insurance premiums with your PC® Mastercard®.

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PCM and PCMC Cards with Points Pack

How we offer competitive rates

As a broker, we search across a range of trusted insurance providers, to find the coverage that best fits your needs and budget.

Getting coverage has never been easier.

We guide you every step of the way

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Manage your account online

Access your account information and liability slips and update your auto policy in one place, anytime.

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Get 24/7 customer service

Our team is available whenever you need us. They give unbiased advice and provide best-in-class customer service.


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* By combining the following discounts from participating insurers, as follows: (i) the discount offered to PC Optimum™ members in good standing off the applicable insurer’s base premium excluding any endorsements or extended coverages (ii) the bundled discount for purchasing both your home and auto insurance with the same insurer through PC® insurance and (iii) the claims-free and convictions-free discounts if you qualify, subject to regional availability. Total savings of up to 35% is in comparison to the base premium excluding any endorsements or extended coverages from the participating insurer you would have paid if these discounts were not applied. Valid only for new customers or renewals; does not apply to current policies. 

** All purchases with the PC Financial® Mastercard® earn a minimum of 10 PC Optimum™ points per dollar. When you pay your PC® insurance home or auto insurance premium with your PC Financial® Mastercard®, earn 20 PC Optimum™ points per dollar. Minimum redemption is 10,000 PC Optimum™ points (worth $10 in free rewards) and in increments of 10,000 PC Optimum™ points thereafter, at participating stores where President's Choice® products are sold. Some redemption restrictions apply; visit for details and full store list.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks.

President’s Choice Financial® Mastercard® is provided by President’s Choice Bank.

The PC Optimum™ program is provided by President’s Choice Services Inc.

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