Want to save on insurance?
We’ve got you.
PC OptimumTM members can save up to 35% on insurance.
PC OptimumTM members enjoy exclusive pricing† on Home and Auto Insurance from participating insurers and can combine it with other available discounts to save up to 35%!
What you’ll need to get started
Your PC Optimum™ number
Your Home & Auto details
to get an online quote
With PC® insurance you’ll also get:
2x the regular PC Optimum™ points2
When you pay your insurance premiums with your PC® Mastercard®.
The right coverage at the right price
We compare quotes from up to 8 insurance providers.3
24/7 claims support
We’re here whenever you need help.
Manage your account online
View and manage your policy information anywhere, anytime.
†By combining the following discounts from participating insurers, as follows: (i) the discount offered to PC Optimum™ members in good standing off the applicable insurer’s base premium excluding any endorsements or extended coverages (ii) the bundled discount for purchasing both your home and auto insurance with the same insurer through PC® insurance and (iii) the claims-free and convictions-free discounts if you qualify, subject to regional availability. Total savings of up to 35% is in comparison to the base premium excluding any endorsements or extended coverages from the participating insurer you would have paid if these discounts were not applied. Valid only for new customers or renewals; does not apply to current policies. PC® auto and home insurance products are available only in Alberta, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, and Prince Edward Island. The PC Optimum™ program is provided by President’s Choice Services Inc.
2All purchases with the PC Financial® Mastercard® earn a minimum of 10 PC Optimum points per dollar. When you pay your PC insurance home or auto insurance premium with your PC Financial Mastercard®, earn 20 PC Optimum points per dollar. Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 PC Optimum points thereafter, at participating stores where President's Choice® products are sold. Some redemption restrictions apply; visit pcoptimum.ca for details and full store list.
3Number of insurers varies by type of insurance and by province.