Great rates from Canada's top insurers
Auto
insurance
Home
insurance
We’ve got your back. And front. And sides.
At PC® insurance, we're more than just brokers hunting for the best rate. We shop up to 8* top insurance providers to find you competitive rates and coverage at the right price. Plus, our team is available 24/7 to and walk you through any claims you may need to make.
PC Optimum™ members
can save up to 35%.
Get exclusive pricing on home and auto insurance and combine with other available discounts to save big†.
Compare
We shop up to 8 insurance providers* to find you the best rate and coverage we can get for your needs
24/7 Claims Support
Our claims service is available 24-hours a day, 7-days a week, to help you through
the claims process.
Earn Rewards
Earn 2x the regular PC Optimum points per dollar when you pay your premium with your PC Financial Mastercard® redeemable towards free groceries, beauty, and more**
We match you with the right insurance at the right price
Auto
We've got your back, front, and sides with the best auto insurance rates and coverage we can get for you. We make protecting your car or truck easy and affordable.
Home
Rest easy knowing you've got the right coverage to protect wherever you call home.
†By combining the following discounts from participating insurers, as follows: (i) the discount offered to PC Optimum™ members in good standing off the applicable insurer’s base premium excluding any endorsements or extended coverages (ii) the bundled discount for purchasing both your home and auto insurance with the same insurer through PC® insurance and (iii) the claims-free and convictions-free discounts if you qualify, subject to regional availability. Total savings of up to 35% is in comparison to the base premium excluding any endorsements or extended coverages from the participating insurer you would have paid if these discounts were not applied. Valid only for new customers or renewals; does not apply to current policies. PC® auto and home insurance products are available only in Alberta, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, and Prince Edward Island. The PC Optimum™ program is provided by President’s Choice Services Inc.
*Number of insurers varies by type of insurance and by province.
**All purchases with the PC Financial Mastercard® earn a minimum of 10 PC Optimum points per dollar. When you pay your PC Insurance home or auto insurance premium with your PC Financial Mastercard®, earn 20 PC Optimum points per dollar. Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 PC Optimum points thereafter, at participating stores where President's Choice products are sold. Some redemption restrictions apply; visit pcoptimum.ca for details and full store list.