Tips to get rid of raccoons


People who live in the city have more than just noise and traffic to worry about. Raccoons can be a nuisance to city dwellers (and country dwellers too, for that matter) and are not a problem that will go away if you choose to ignore them. They can cause serious damage to your home, and possibly your home insurance costs.

The problem with raccoons

These troublesome creatures can be found lurking around your garbage bins, your garden, and your compost area — anywhere they might be able to find something to munch on. It can be an all-season task to keep them from approaching your property. Raccoons can cause a mess, dig up your plants attack your pets, and they're always looking for a new place to camp out. And if they find a source for food, chances are, they'll return every night looking for more.

Protect your lawn and garden

Your backyard can be a welcoming buffet for raccoons, especially if you have compost or garbage bins nearby. They are surprisingly dexterous animals, and can pry open almost anything. Here are some tips to help keep them from getting what they want:

  • Some gardens attract ‘grub larvae', which are very tempting for raccoons, particularly after a rainfall. Check with your local garden centre to see what control products are available in your area.
  • Believe it or not, spraying diluted hot sauce over fruits and vegetables growing in your garden will repel raccoons. Just remember to wash them before eating.
  • Light up your backyard with floodlights. Raccoons are less comfortable invading a well-lit area.
  • Seal your garbage and compost as securely as possible. And store your bins in your shed, garage or basement until garbage pick-up if possible.
  • Clean up thoroughly after barbecues, garden parties, or any outdoor meal.

Keep them out of the house

To ensure no little paws ever set foot inside your home, keep your house in good repair and assess your property (including the rooftop) for possible entry spots. And you can follow these steps to help keep them out:

  • Take care of any loose shingles or uncapped chimneys (these are an open invitation for raccoons to sneak in). You may want professional help with this.
  • You can have your chimney professionally capped — this is a good idea if raccoons are a reoccurring problem on your property or have been able to get inside your house before.
  • Install screens on windows that are left open frequently, particularly basement windows and those on the main level of your house. Be sure the screen is sturdy enough so the raccoons can't tear through it.

How to make a claim

Call 1-877-251-8656 to speak with a Claims Advisor.

Renewing your policy

Call 1-877-251-8652 for information regarding policy renewal.

Buying a new policy

Call 1-866-660-9035 for information on obtaining a quote.

Need help?

Take a look at the top 5 FAQs:

  • Why should I have home insurance?

    Why should I have home insurance?

    While the government doesn't require you to purchase home insurance, your mortgage-holder probably will - at least enough to cover its share of ownership. There are various kinds of home insurance that cover general and specific kinds of damage to your home, and you should research your options carefully. You can also buy specialized insurance to cover a condominium, home business, or other kind of property or valuables found in your home.

    Home insurance also includes liability coverage for people who are hurt on your property.

  • Why should I buy tenant's insurance when I live in an apartment and don't have many contents or valuables?

    Why should I buy tenant's insurance when I live in an apartment and don't have many contents or valuables?

    Most people would be surprised at the value of their personal property if they were to add it up and have to replace it all immediately. Think about your furniture, clothing, electronic equipment-then try to put a price tag to it all. Also, if you've purchased items on credit and they are stolen or destroyed by fire, you could still have to make the payments.

    Tenants insurance also includes liability insurance for damage the tenants or their guests cause to the building, for injuries in the rented home, etc.

  • How can I earn PC Optimum points?

    How can I earn PC Optimum points?

    When you use your President's Choice Financial® MasterCard® to pay your PC home insurance premium, you'll get 20 PC Optimum points per dollar of your premium. If you use your President's Choice Financial bank card to pay your PC home insurance premium, you'll get 10 PC Optimum points per dollar of your premium.

  • What is a deductible?

    What is a deductible?

    A deductible is your share of the amount that needs to be paid to cover the repair or replacement of your covered property before your insurance pays the rest.

  • How are premiums calculated?

    How are premiums calculated?

    The building itself has a lot to do with how your home insurance premiums are set. Many things about your home are taken into consideration including:

    • Its age and size
    • Type of building (detached, semi, high rise, etc)
    • Type of construction (brick, stucco, wood, etc)
    • Type of heating system
    • How close it is to a fire hydrant or fire station
    • Where it is located

See all Home Insurance FAQs


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