Tenant Insurance FAQ

Tenant insurance is an insurance policy that covers the contents of a rental unit like a house, apartment, or condominium.

In the event of fire, theft, vandalism, or water damage, the policy can cover the contents of the unit and some personal liability.

Tenant insurance policies can cover expenses in the event of damage or loss to your rental unit or personal belongings.

Hotel Costs

If you have to move out of your rental for it to be repaired due to an insured loss, your policy could cover the cost of additional living expenses such as a hotel, meals, and moving expenses.

Fire Damage

In the event of a fire, your policy could cover the cost of replacing damaged contents.

Stolen Goods

In addition to covering the cost of any goods stolen from your rental unit, your policy could also cover items stolen from your car.

Check the contents of your policy to learn more about what specifics it covers.

There are several factors that insurance providers take into consideration when determining the cost of your tenant insurance, such as:

• your postal code

• the value of contents you want to cover (or “contents amount”)

• Building type

• Building construction

To get a better idea of what you would pay, get a free online quote now.

Tenant liability insurance can cover the policy holder in the event that a visitor is unintentionally injured on their property or they are found liable for damages to someone else’s property.

Tenant insurance policies can cover expenses in the event of damage or loss to your rental unit or personal belongings, as well as liability in the event that a visitor is injured on your property or you cause damage to someone else’s property.

Get a free online quote today.

A single tenant insurance policy can cover a roommate, provided that each person is named as insured on the policy.

Otherwise, each roommate can choose to take out their own insurance policy.

Before taking out a tenant insurance policy with your roommate, be sure to have a thorough understanding of the value of your own property, the value of your roommate’s property, and who will manage the policy.

You will need to provide personal information like your name and date of birth, as well as information about the property you will be renting such as the address and the value of the contents in the dwelling.

It’s easy to buy insurance through us!

We compare quotes from a variety of tenant insurance companies to help find the best coverage we can get for you.

Get a free online quote today.

Most people would be surprised at the value of their personal property if they were to add it up and have to replace it all immediately.

Think about your furniture, clothing, electronic equipment - then try to put a price tag on it all.

Tenant insurance can also include liability insurance for damage that tenants or their guests cause to the building or for injuries that occur in the rented home.

Please contact us by phone: 1 877 251-8656

Or email: talktous@autohome.pcinsurance.ca

Our licensed brokers will advise you on a potential claim before you file it. We’ll walk you through the process to determine the best next steps.

In the event of an emergency claim, please call the appropriate number below:

Aviva Canada, Scottish and York, Traders, Elite Hagerty
1-866-692-8482

Economical Insurance
1-800-607-2424

Pembridge & Pafco Insurance
1-800-387-0462

Travelers Canada
1-800-661-5522

Zenith Insurance
1-855-621-6262

Chieftan
1-800-268-5371 or 1-800-265-4408

Intact
1-866-464-2424