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For joint accounts, which account holder earns the PC Optimum points?

For most President's Choice Financial accounts that are jointly held, all PC Optimum points earned are awarded to the primary account holder's PC points account.
For the no fee bank account only (not available in Quebec), the primary and secondary cardholders each have their own separate PC Optimum points account which is tied to their individual bank card. PC Optimum points earned by the secondary cardholder (when they use their bank card to pay for purchases at participating stores) are awarded to their own PC Optimum points account.
You can only access and redeem PC Optimum points from your own PC Optimum points account.

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