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What is Ontario's "no-fault"? insurance system?

This is not the same as a "no fault accident" but they are related. In Ontario, the "no-fault insurance system" simply means that if you are injured or your vehicle is damaged in an accident (regardless of which driver caused it) you only have to contact your own insurance company. You don't have to go to court and determine fault first in order to have your claim paid.
This "No fault system" gets your claim settled conveniently, and means you don't have to seek compensation from the other driver or their insurance company.

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