Car Insurance FAQ
Find answers to commonly asked car insurance questions here.
All Car Insurance FAQ
Buying insurance online with PC® insurance means you have the option to conveniently purchase insurance coverage through our website from any location, without needing to call in to our call centre to purchase your policy.
To buy your auto insurance with PC® insurance, follow these steps :
Go to the PC® insurance website.
Select auto insurance as insurance type.
Answer questions about your vehicle details, personal details, licensing history, insurance history, and driving history.
Provide your PC Optimum™ membership account number to get exclusive savings.
Submit your information by clicking on “Get my free quote” to get an accurate online quote.
Click on "Purchase your policy online" to continue.
Review the quote information you provided to ensure all details are true and accurate.
Proceed to complete your online purchase by providing your Vehicle(s) Identification Number (VIN).
Answer additional questions about your vehicle details and usage.
Enter your payment details.
Congratulations! You’ve successfully purchased your auto insurance online.
Yes, when you buy insurance plans online through PC® insurance, your personal data and payment information is securely processed through trusted payment gateways.
When purchasing insurance, you’re buying directly with PC® insurance. As a broker, we compare quotes from multiple insurance providers, so you don't have to. Auto and Home insurance are arranged for by PC Financial® Insurance Broker Inc. and underwritten by several selected Canadian insurers.
After two days, you will receive a confirmation email informing you that your application has been processed and your insurance is now in effect.
There are many factors that insurance providers take into consideration before quoting you a price for an insurance policy, such as:
where you live
what kind of car you drive
how much you use your car
your driving record
your claim history
the type of coverage you choose
the amount of your deductible
Depending on the policy you choose, your car insurance could help cover repairs on your car if damaged or in an accident, as well as liability claims if you're held responsible for an accident that causes damage to property.
An insurance policy covers an automobile and its drivers or passengers in the event of a claim (accident, theft, vandalism or other damage) as outlined in the policy.
Car insurance coverage is the maximum amount of money the insurance company will pay you if you make a claim for a loss or an event covered by your policy.