Get fired up about home fire safety!

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A house fire is a frightening prospect when you consider that your house is home to the most valuable things in your life - you and your family! Take into account all the things you and your family treasure and the value of the house itself, and it pays to take fire prevention very seriously. Along with home insurance, a fire safety plan is crucial.

Step 1: Get your house geared up.

  • Install a smoke detector on every floor and outside all sleeping areas.
  • Don't forget the basement, attic and garage.
  • Check the batteries twice a year – easier to remember if you do it New Year's Day and Canada Day.
  • All smoke detectors should be replaced after 10 years.
  • Keep a fire extinguisher near each exit, in your bedroom, and in the kitchen.

Step 2: Know the drill and teach your family.

  • Explain that it's very important to know what to do in case of fire.
  • Show everyone how to stay low to avoid smoke.
  • Point out all the ways to exit the dwelling.
  • Choose a meeting place a reasonable distance outside and tell everyone to go there immediately after escaping the fire to wait for the others.
  • Instruct everyone that they must never ever go back inside the burning building.
  • Hold a fire drill periodically for practice.

Step 3: Do regular fire inspections.

  • Have your furnace inspected and cleaned every year.
  • Keep heaters away from curtains and other materials.
  • Check electrical appliances for frayed cords.
  • Avoid running electric cords under rugs.
  • Make sure wall sockets are not overloaded.
  • Store flammable liquids in a cool, ventilated place away from any source of heat.
  • Do not accumulate combustible materials such as newspapers, as they will feed the flames.
  • If you have a fireplace, have the chimney cleaned regularly.
  • If you have a wood stove, have it inspected for clearances and acceptability.

Protect what your family treasures with home insurance.

It's easy to take your possessions for granted – until they are lost in a fire or stolen. When you think of what it would cost to replace everything you own, home insurance makes good sense. Home insurance helps you get back on your feet again. PC® home insurance helps you figure out what's right for you. You can complete an easy no-obligation home insurance quote at pcinsurance.ca in minutes or you can call
1-866-660-9035 and they'll take the time to listen to your needs. PC home insurance compares up to 9 insurance companies looking for what suits you best.

How to make a claim

Call 1-877-251-8656 to speak with a Claims Advisor.

Renewing your policy

Call 1-877-251-8652 for information regarding policy renewal.

Buying a new policy

Call 1-866-660-9035 for information on obtaining a quote.

Need help?

Take a look at the top 5 FAQs:

  • Why should I have home insurance?

    Why should I have home insurance?

    While the government doesn't require you to purchase home insurance, your mortgage-holder probably will - at least enough to cover its share of ownership. There are various kinds of home insurance that cover general and specific kinds of damage to your home, and you should research your options carefully. You can also buy specialized insurance to cover a condominium, home business, or other kind of property or valuables found in your home.

    Home insurance also includes liability coverage for people who are hurt on your property.

  • Why should I buy tenant's insurance when I live in an apartment and don't have many contents or valuables?

    Why should I buy tenant's insurance when I live in an apartment and don't have many contents or valuables?

    Most people would be surprised at the value of their personal property if they were to add it up and have to replace it all immediately. Think about your furniture, clothing, electronic equipment-then try to put a price tag to it all. Also, if you've purchased items on credit and they are stolen or destroyed by fire, you could still have to make the payments.

    Tenants insurance also includes liability insurance for damage the tenants or their guests cause to the building, for injuries in the rented home, etc.

  • How can I earn PC® points?

    How can I earn PC® points?

    When you use your President's Choice Financial® MasterCard® to pay your PC home insurance premium, you'll get 20 PC points per dollar of your premium. If you use your President's Choice Financial bank card to pay your PC home insurance premium, you'll get 10 PC points per dollar of your premium.

  • What is a deductible?

    What is a deductible?

    A deductible is your share of the amount that needs to be paid to cover the repair or replacement of your covered property before your insurance pays the rest.

  • How are premiums calculated?

    How are premiums calculated?

    The building itself has a lot to do with how your home insurance premiums are set. Many things about your home are taken into consideration including:

    • Its age and size
    • Type of building (detached, semi, high rise, etc)
    • Type of construction (brick, stucco, wood, etc)
    • Type of heating system
    • How close it is to a fire hydrant or fire station
    • Where it is located

See all Home Insurance FAQs

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