Make your fuel go farther

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Whether it's for the planet or the wallet, there are many reasons to reduce your fuel consumption. PC auto insurance can show you some ways to do it that are surprisingly easy.

Start on the car lot

Many people are willing to sacrifice fuel efficiency for comfort, space, and looks – but if saving money on gas is truly an important priority for you, your very first decision should be to buy small. There's a reason SUVs, pickups and vans are called gas-guzzlers. If you want fewer trips to the pump, size isn't the only consideration for fuel efficiency – you could also buy hybrid. If you want fewer trips to the pump, this is likely your best option.

Take your time

There's no need to speed. If you're not in a rush to get to your destination, and it will not disrupt the traffic flow around you, drop your speed by 10 or even 20 km per hour (as long as you keep within the legal minimum), and you'll find that gas needle will drop just a little bit slower along the journey. On long road trips, this can make all the difference to your wallet. Use Cruise Control where possible to maintain a steady speed, and you might find you save even more.

Don't idle

Think about how many times in a day you make a stop and leave your car running without even think about it. Picking someone up or dropping someone off; waiting at the drive-thru; and so on. Of course it doesn't make sense to turn your car off every single time your car is stopped, but if your car is parked and you know you'll be more than a minute or two in that position, turn off the ignition. It may not seem like much in the moment, but if you can form a habit of this, all of these little idling instances will add up and you'll start to notice it actually taking longer to reach the ‘E' on your gas gauge.

Accelerate gradually

Abrupt acceleration can burn up a lot of unnecessary fuel. The more and harder you pump that pedal, the quicker you can burn fuel. A trick to minimize this is to not accelerate too quickly when you're in between stops. In other words, if you've got a series of stop signs to drive through, sacrifice the peak speed you reach in between them, so you're not pressing so hard on the accelerator every five to ten seconds. This simple adjustment could reduce your fuel consumption significantly.

Lose the junk in the trunk

Using your trunk as a mobile storage unit? All that extra weight requires your vehicle to burn more gas in order to carry it all. So clear out the clutter and you'll decrease your fuel consumption.

Skip the A/C

People often forget that using your air conditioning actually increases the amount of fuel you burn. Whenever possible, choose to crack a window instead of flicking on the A/C.

Not all of these solutions work for everyone, but if you can adopt even one or two of them and adjust your driving habits accordingly, you'll likely see a difference in how many trips you make to the pump.

Learn more about saving money with our tips on how to reduce your car insurance premiums.

How to make a claim

Call 1-877-251-8656 to speak with a Claims Advisor.

Renewing your policy

Call 1-877-251-8652 for information regarding policy renewal.

Buying a new policy

Call 1-866-660-9035 for information on obtaining a quote.

Need help?

Take a look at the top 5 FAQs:

  • What are my choices in terms of auto coverage?

    What are my choices in terms of auto coverage?

    If you own or drive a vehicle in Canada, you must be insured. Different provinces have different requirements, but the four mandatory elements of auto insurance are:

    1. Liability - if you cause an accident and someone sues you
    2. Accident benefits - if you or someone in your vehicle is hurt in an accident
    3. Direct compensation – property damage (Ontario only)- if your vehicle gets damaged (and it's determined you're not at-fault or only partly at-fault)
    4. Uninsured motorist - if you're in an accident with an uninsured or hit-and-run driver
  • How do I reduce my insurance costs?

    How do I reduce my insurance costs?

    There are several things you can do to reduce your insurance premium costs:

    1. Work on your driving record
      Here's an easy, yet effective way to bring down your insurance costs: build a consistent accident and conviction-free track record with an insurance company.
    2. Choose your automobile wisely
      Do your research before you invest in a new car. Read consumer reports, and check with your insurance company to find out which cars tend to be targets for theft and vandalism. Remember, if you buy a car with a high theft rate, your premium will be higher.
    3. Adjust how you use your car
      By adjusting the way you use your vehicle, you can also bring down the cost of your insurance rates. If you live in a metropolitan area:
      • can you take the subway, train or bus to work?
      • has your job changed, or have you moved recently?
      • do you use your automobile to drive a short distance to work?
      • does your vehicle get used for low annual kilometers?
        If you answered yes to any of these questions, you may be entitled to lower insurance costs. Another consideration is whether you let others use your car. It is sometimes possible to exclude certain high-risk drivers from your policy so that good drivers are not penalized with a higher premium.
    4. Choose a higher deductible
      If you choose a higher deductible up front, your premiums will be lower.
    5. Review your coverage
      Take a closer look at your coverage to make sure you're not paying for things you don't need.
  • How can I earn PC® points?

    How can I earn PC® points?

    When you use your President's Choice Financial® MasterCard® to pay your PC auto insurance premium, you'll get 20 PC points per dollar of your premium. If you use your President's Choice Financial bank card to pay your PC auto insurance premium, you'll get 10 PC points per dollar of your premium.

  • Are other drivers insured to drive my car?

    Are other drivers insured to drive my car?

    Yes, as long as he/she has your permission to drive the vehicle, has a valid driver's licence and has not been specifically excluded from driving the vehicle. However, all licensed drivers in your household must be listed on your policy—regardless of how often they use your vehicle.

  • What is a deductible?

    What is a deductible?

    A deductible is the amount that you agree to pay towards the repair or replacement of your vehicle before your insurance pays the rest. You choose your deductible amount when you purchase your auto insurance. The higher your deductible, the lower your premium.

See all Auto Insurance FAQs

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