Pet Insurance

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A

Accident

A sudden, external, unexpected, unintended event causing physical harm or damage

Alternative therapies

Non-traditional therapies such as chiropractic, massage, acupuncture, physiotherapy, hydrotherapy, and homeopathy

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C

Clinical signs

Changes in a pet's normal healthy state, bodily function or behaviour

Co-insurance

The percentage of your claim that you are responsible for, before any deductible is applied

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D

Deductible

The fixed amount that is deducted from your claim

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E

Exclusions

A restriction to the coverage of your plan or policy

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I

Illness

Sickness, disease, and any changes to a pet's normal healthy state

Injury

Physical harm or damage arising from normal activity

Insurance agent

A person or entity authorized to sell insurance on behalf of an insurance company. PC Financial Insurance Agency Inc. is an insurance agent.

Insurer / insurance provider

The party in an insurance contract that agrees to reimburse the insured if a specified loss occurs. Western Financial Insurance Company is the insurer / insurance provider for PC pet insurance.

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P

Premium

The cost of your pet's insurance policy

Pre-existing condition

Any medical conditions, foreseeable conditions, obvious symptoms, and injuries of your pet present before you apply for insurance

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T

Treatment

Services performed by a veterinarian

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V

Veterinarian

A professional who is licensed to provide medical treatment to animals

Veterinary services

Professional fees, hospitalization, surgery, x-rays, medication, nursing, prescription food, specialist referral, alternative therapies and behavioural therapies that have been prescribed by or performed by a licensed veterinarian

Speedbump

We're cooking up something great!

As you explore our website, you’ll notice some pages look a little different than others. That’s because we’re in the process of redesigning our entire site.

All the information you need is still available. Watch out for more exciting changes coming soon!

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Nous vous concoctons un petit quelque chose!

Lorsque vous naviguez sur notre site, vous remarquerez que l’apparence des pages varie parfois. Cela est dû à la cure de rajeunissement que subit présentement tout notre site Web.

Tous les renseignements dont vous avez besoin s’y trouvent toujours. D’autres changements excitants suivront bientôt!

Continuer